Disputes

Stay ahead of chargebacks

Every dispute across your payment gateways, with dispute rate, outcomes, fees and the amount at stake.

Sample data
Stay ahead of chargebacks

How it helps

Shopify chargeback tracking across every payment gateway

Disputes arrive in Shopify Payments, PayPal and Stripe separately, and the rate the card networks watch is not shown anywhere in one number. Shopify chargeback tracking in Profitario collects every case with its status, amount and fees, so you see the trend and the cost before a processor raises it with you.

  1. 01

    Your dispute rate as a trend

    Dispute count and rate per period show whether disputes grow with sales or faster than them. A rising rate is the early sign to tighten fraud settings or delivery communication, long before it becomes a monitoring problem.

  2. 02

    Open cases you can still win

    Disputes that need a response are listed apart from those under review, won and lost, next to your dispute win rate. Responding on time with evidence is the only way to recover the amount, so the open list is the one to work through first.

  3. 03

    The full cost, by gateway

    Lost amounts and dispute fees add up per period and per gateway. When one gateway has a much higher rate, you know where to look: its fraud settings, its checkout or the channel that sends it orders.

Features

What the report shows

Loading 0%

Syncing disputes0%
Dispute rate

Disputes / orders, monthly

0.62%0.21 pts
0.00%
0.25%
0.50%
0.75%
1.00%
Visa monitoring 0.9%
JanMarMayJulSep
Dispute rate

Dispute rate over time

Dispute count and rate per period, so a rising trend shows long before your processor writes to you.

Tallying outcomes0%
Outcomes

Closed and open this quarter

0%

win rate

Won

12

$2,340 back

Lost

5

$2,180 lost

Open

3

$610 at stake

Outcomes tracked

Won, lost and open disputes, with the amount recovered, the amount lost and the fees paid.

Splitting by gateway0%
By gateway

Dispute rate · last 90 days

  • PayPalAbove 0.9%

    9 disputes · 812 orders

    1.1%
  • Shopify Payments

    8 disputes · 2,140 orders

    0.4%
  • Stripe

    3 disputes · 990 orders

    0.3%

By gateway

Shopify Payments, PayPal and Stripe side by side, with disputes and rate per gateway.

Linking orders0%
Disputes

Every dispute, linked to its order

  • #13155Not received$219.00Open
    1. Needs responseSep 28
    2. Under reviewsince Oct 2
    3. Decisionpending
  • #13149Fraudulent$349.00Won
  • #13140Not received$89.00Lost

Every case in one list

Reason, status and amount for every dispute in one list, linked to its order.

Running the example store0%

Dispute rate and orders

Rate per month, orders as bars

1%
0.5%
0%
0.81% of orders
Most disputes: Not received, PayPal
Tracking sent to PayPal
Orders a month: 1,800 → 3,900
JanAprJulOctDec
  1. 01 · WatchSee the rate before your processor does0.42% → 0.81%
  2. 02 · FixFix the reason behind it0.51%
  3. 03 · GrowGrow with the rate flat0.46%

Disputes rose from 0.42% to 0.81% of orders. Most are 'Not received' on PayPal.

In the report: Dispute rate per month and gateway

Grow volume without risking your payment account

Example: a store whose dispute rate doubled in six months.

Questions it answers

From a question to the next step

  1. 01 · You ask

    Am I close to a monitoring threshold?

    Why it matters: Card networks and processors act on the dispute rate, not on single cases. Crossing a monitoring threshold can mean extra fees, a reserve on payouts or a closed account.

    The report shows

    Your dispute rate per period.

    You act

    Card networks start monitoring at around 1% to 1.5% of transactions, depending on the network and program. If your rate rises toward that, act before you get a letter.

    Dispute rate0.21 pts

    0.00%

    Disputes this month4

    0

    Orders this month12%

    0

    Disputes left to 0.9%4

    0

  2. 02 · You ask

    What have disputes cost me this quarter?

    Why it matters: A lost dispute costs the order amount, the product, the shipping and a fee. Counted per quarter, it is often larger than expected and belongs in your margin.

    The report shows

    Lost amounts plus dispute fees for the period.

    You act

    Count lost amounts and fees as a cost of the products and channels they come from.

    Dispute costs

    Q3 · lost amounts plus fees

    $2,480$640
    • Disputed (20 cases)$5,130
    • Won back$2,340
    • Still open$610
    • Lost-$2,180
      • Not received · 3 cases-$1,290
      • Fraudulent · 2 cases-$890
    • Dispute fees-$300
    • Cost this quarter-$2,480
  3. 03 · You ask

    What are customers disputing?

    Why it matters: The reason customers give shows how to reduce chargebacks on Shopify: tracking and delivery updates for not received, stricter checks for fraudulent, better product pages for not as described.

    The report shows

    Disputes grouped by the reason the customer gave.

    You act

    If most disputes say 'not received', add tracking to confirmation emails and use signature delivery on large orders.

    Dispute reasons

    Q3 · reason the customer gave

    20

    Disputes

    • Not received1155%
    • Fraudulent420%
    • Not as described210%
    • Duplicate210%
    • Other15%
  4. 04 · You ask

    Which gateway has the most disputes?

    Why it matters: Rates differ by gateway because traffic and fraud screening differ. Without the split, a problem on one gateway is diluted in the store average.

    The report shows

    Disputes and dispute rate per payment gateway.

    You act

    If one gateway has a much higher rate, check its fraud settings and which channel sends it the disputed orders.

    Disputes by gateway

    Last 90 days

    GatewayOrdersDisputesRate
    • PayPal
      812
      9
      1.1%
    • Shopify Payments
      2,140
      8
      0.4%
    • Stripe
      990
      3
      0.3%
    • Klarna
      410
      0
      0%
    All gateways
    4,352
    20
    0.46%

Common questions

Questions about the Disputes report

Most stores stay well under 0.5% of orders. Chargeback monitoring thresholds of the card networks start at around 1% to 1.5% of transactions, depending on the network and program, and processors may contact you earlier. Lower is safer.

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